The terms and conditions contained hereinafter ("TERMS OF USE") shall apply to the use of the Website https://www.segurapay.in/ and any other linked pages, products, software(s), API keys, features, content or ApplicationApplication services (including but without limitation to any mobile application services) in connection therewith, offered from time to time by SeguraPay (Gite Soft Solutions Pvt Ltd) ("SEGURAPAY" or "WE" or "OUR" or "US") (collectively called as "WEBSITE").

Any person (“USER” or “CLIENT”) entering into the Website has to read the Terms and Conditions (“TERMS OF USE” and “PRIVACY POLICIES”) an d has to accept these terms and conditions set out unconditionally and irrevocably. These Terms of Use and Privacy Policies enforce this binding agreement on all the users of SeguraPay.

The User should understand and irrevocably agree that even if he is allowed to execute transactions on our payment platform, the funds wouldn't be deposited into the account of such User until the KYC obligations are pending. The User has to complete RBI's KYC obligations in accordance with the RBI's KYC Guidelines. However, of the RBI's KYC guidelines are not complied with by the User, SeguraPay reserves the right to stop the release of the settled amount to the User. These amounts might be reversed to the original account from where the payment was made.

The Terms of Use have been set out below. Please read it thoroughly before agreeing to them. If, at any point, you do not agree to these Terms of Use, you can immediately revoke the usage of this Website. The acceptance of the Terms of Use can be done by:

  • Clicking on the "Accept" or "Agree" option provided by SeguraPay in the user interface after reading the Terms of Use.
  • By the usage of the services. When you start using the services, it is assumed that you understand and agree that your usage of services will be treated by SeguraPay as the acceptance of the Terms of Use.

Under this Terms of Use, a user is a natural or legal person who agrees to the set Terms and Conditions for himself or on behalf of someone else.It is stated that the Privacy Policy (which is given separately) is an essential part of such Terms of Use and must be interpreted in conjunction with them. If any of the provisions from this Terms of Use become illegal or unenforceable, it will not affect other Terms of Use mentioned hereunder. To prevent ambiguity, if any of the clauses are invalid or unenforceable, the remainder of the following terms and Conditions of Use will be obligatory on the Consumer.

We reserve the right, at our absolute discretion, to amend or change the Terms of Use at any point of time without prior warning to the Users. All the modified Terms of Use will be updated here and will have an immediate effect. By proceeding to use the services in this Website after modifications have been rendered, you expressly consent to the revised/ updated Terms of Use, which shall overrule any such terms of use that was initially agreed by the User. You must be aware and adhere to all the relevant rules and regulations in your jurisdiction, and you will be entirely responsible for any unawareness.

Definitions

The Definitions under the Terms of Use include:

Services

The Services provided by SeguraPay and service providers to its users. Under these services, a user can make payments to other payees or receive payments from other payers. This can be done through RTGS/NEFT/IMPS or credit/debit cards or internet banking, or any other payment modes made available by the banks.

User

Any person who has registered in SeguraPay to use the Website or the ApplicationApplication or avail of its services can be called a User. A User can make or receive payments to or from third parties. A person who has been authorized to avail of services on anyone else's behalf is also covered under the term "User".

Definitions

The Definitions under the Terms of Use include:

Payee

A Payee is someone to whom a payment is made or who receives the payment.

Payer

A payer is a person who makes the payment.

Products

Under this Terms of Use, products include any service or product which is purchases or offered for sale by the User to third parties using these services.

Service Provider

A Service Provider is a bank or an association, or a facility provider whose services are being used.

Transaction

A Transaction includes the process of sending money from a user to a payee or a payer to a user.

Transaction Amount

The Transaction amount is an amount payable to a user or payee and receivable by any user or payee.

Eligibility

This Website and its services are solely made for persons who are capable of contracting under the Indian Contract Act and who are above the age of 18. Anyone below 18 years old is expressly prohibited from using the websites and their services.

Registration for Services

To avail the services of the Website, a user has to sign up or create an account with all the necessary documents. When a user registers for SeguraPay, he agrees to provide the correct information as per the best of his knowledge. Failing to provide such correct information will lead to SeguraPay cancelling the registration of such users. It is pertinent to note that every User shall take responsibility for anything that happens from his user account.

Use of Services

The services of SeguraPay can be used to make payments or receive payments.

User Obligations

Every User registered under this Website is responsible for:

  • Providing correct information best to his knowledge.
  • Providing an original copy of proof of delivery of products on demand.
  • Ensuring that his licenses and registrations are valid and legal to carry on his business.

Privacy Policy

The User understands and acknowledges that his personal information, which is subject to this Website's privacy policy, may be used and stored in our database. Please refer to our Privacy Policy for a piece of detailed information.

Security

As specified continuously by SeguraPay, the User should not hold SeguraPay liable for any unauthorized, fraudulent, erroneous or duplicate use of his access to the Website.

Limitation of Liability

The User understands and agrees that the entire risk with respect to his usage and access of the Website and its services remains with him. Neither SeguraPay nor any other party involved can be held liable for any incidental, consequential or exemplary damages.

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